Privacy & Terms

Privacy & Terms


By accessing any part of this site you shall be deemed to have accepted these terms in full. These terms shall be governed by and construed in accordance with English Law and the courts of England shall have exclusive jurisdiction.


Technical information

Like most websites, our server gathers limited information about you during a session, including the IP address and domain name from which you are accessing the server. We use this information to help us improve the content, design and performance of the site. We do not give the log files or the information they contain to any third parties.

Our website software can recognise the configuration of the computer you are using and the browser software you are using. This will help us to provide you with an optimised experience.

If you provide feedback via an online feedback form we will collect your name and email address.

This site uses Google Analytics, and specifically Google Analytics Demographics and Interests reporting. Should you wish you can opt-out of the Google Analytics advertising features used for demographics and interests reporting using. Google have provided more information and a simple plugin to allow you to do this on any website.

What are cookies?

A cookie is a tiny file that is saved by your browser when you visit a website. It enables certain information about your visit to be stored by the site.

Some of these cookies are essential in order for a website to run as you expect it to while others allow us to provide you with a better service (for example, understanding what content is most popular, to provide you more of the same).

Our cookie policy

We understand you need to reach the most relevant information quickly and easily. So, our main aim of using cookies is to provide you with the most optimised ‘user experience’ possible.

We use cookies to help you navigate the website efficiently and perform certain functions.

Our website analytics tool uses cookies in order to analyse how, when and where visitors use our websites, but this information is not tied to personally identifiable information. We only use this data to improve your experience. For example, we are able to find out what the most popular content is, and update the site to reflect that interest.

Or we can identify common journeys to popular content and refine the site to help users access that content quicker.

We currently operate an ‘implied consent’ policy. This means that we assume you agree with the usage of our cookies. If you do not agree, we have provided guidance to help you to alter your browser settings to match the level of privacy you require (see ‘How to manage cookies via your browser settings’ section below).

How to manage cookies via your browser settings

Visit About Cookies website or use the guidance below.

Establish the type and version of the web browser you use to access the internet
For PCs

Click on ‘Help’ at the top of your browser window and select the ‘About’ option.

For Macs

Click on the Apple menu and select the ‘About’ option.


Choose your preferred settings

Microsoft Internet Explorer
  1. Click on ‘Tools’ at the top of your browser window and select ‘Internet options’
  2. Click on the ‘Privacy’ tab
  3. Move the slider to choose your preferred settings
Mozilla Firefox
  1. Click on ‘Tools’ at the top of your browser window and select ‘Options’
  2. Then select the Privacy icon in the left-hand panel
  3. Click on Cookies and choose your preferred settings
Google Chrome
  1. Click on ‘Tools’ at the top of your browser window and select ‘Options’
  2. Click the ‘Under the Bonnet’ tab, locate the ‘Privacy’ section, and choose the ‘Content settings’ button
  3. Click the ‘Cookie settings’ tab and choose your preferred settings
All other browsers and/or versions

Please consult your browser online help files, or visit the About Cookies website

Updated July 2015


Copyright notice

ICAEW and BBB jointly own in equal shares all the Intellectual Property Rights in:

  • the text copyright of the website,
  • the text copyright of the materials (namely: the domain name for the website; the text uploaded to the website and agreed from time to time by the parties; the website text and content)
  • the text copyright of any jointly created content placed onto the website,

ICAEW owns the typographical copyright (including the design, look feel, and branding) of the website, the ‘The Business Finance Guide’ brand and unregistered trade mark.

Website and email privacy policy

We believe it is very important to respect the privacy of individuals, and to make only safe and ethical use of the information that is provided through electronic channels.

Where we collect information we are doing so in order to offer you better services, both on the website and in the rest of our operations.

If any of the information we hold about you is inaccurate we will do our best to correct it quickly once you notify us. You can update your contact details yourself online.
We will hold some of the information you give us in databases. We will ensure that these are secure and can only be accessed by authorised people.

This privacy policy covers:
  • the information we collect and how we use it
  • who will have access to the information
  • technical information, including the use of Cookies
  • access to your personal information
  • other websites
  • data protection
  • how to contact us

Our website staff are fully trained in the privacy policy and are aware that ensuring its full implementation is an important part of their jobs.

The implementation of the privacy policy is directly supervised by our senior managers.

The information we collect and how we use it

We do not collect any financial information on this website.

We may ask you to complete surveys, questionnaires or comments on the website from time to time. These will always be voluntary, but we may use the information from them to personalise the website and to target marketing to relevant users.

We will ask you for your email address if you want us to contact you in this way, to receive email update information and newsletters. You can delete or change your email address at any time or unsubscribe to particular types of email.

We may collect management information on our email campaigns, such as whether you have read an email sent by us, when and how many times. We will use this information to improve content and services and to inform groups of users about relevant products and services.


Reproducing content from

All published material on is copyright protected and must not be copied or reproduced without consent.

ICAEW and British Business Bank will consider any requests to copy, reproduce or translate any material on in full or part, in print or electronic form, subject to ICAEW or British Business Bank holding the appropriate rights.


Request permission

ICAEW will administer permission requests on behalf of ICAEW and British Business Bank. If you wish to seek permission, either download the Copyright Permission Request form and email it to ICAEW, or enter your details in the form below. We will endeavour to respond to your request within 14 days. Please supply as much information as possible to enable ICAEW to deal with your request in an efficient and timely manner.

Together on the journey

Access to the right kind of finance at every stage in your growth journey enables businesses like yours to invest, grow and create jobs. That’s why the British Business Bank and ICAEW’s Corporate Finance Faculty, and partner organisations representing finance and business, have created the business finance guide.

> Find out more about our partners

The Business Finance Guide

Download our comprehensive guide in PDF format allowing you to print and read at your leisure.