Responsible Finance

Responsible Finance

Responsible Finance is the voice of the Responsible Finance industry working to increase access to fair finance.

Responsible Finance supports a strong and growing network of finance providers who provide fair and affordable loans to small and medium-sized enterprises (SMEs), as well as sole traders, social enterprises and individuals. They lend to start up and established businesses for a range of purposes.

Members of Responsible Finance, known as responsible finance providers, operate across the UK. They are locally responsive, tailoring services to the needs of the areas within which they operate. They offer a personal service, a supportive approach and a real alternative to traditional bank lenders and finance providers.

They provide access to finance to people and businesses that are often excluded. Responsible finance providers are driven by a mission to bring social and economic benefits to people and places, rather than a desire to make profits for shareholders.

If you are looking for a loan from a responsible finance provider, you can search for your local provider at

Together on the journey

Access to the right kind of finance at every stage in your growth journey enables businesses like yours to invest, grow and create jobs. That’s why the British Business Bank and ICAEW’s Corporate Finance Faculty, and partner organisations representing finance and business, have created the business finance guide.

> Find out more about our partners

The Business Finance Guide

Download our comprehensive guide in PDF format allowing you to print and read at your leisure.