Know your finance options: a quick guide

For any entrepreneur, wherever you are on your business journey, knowing the finance options is key to successful progress.

The chart below shows the financing options your business has at different business stages. Some options are only available to established businesses, whilst others may be open to new startups.
Click the circles on the chart below to find out more about each finance option.

Venture capital
Equity crowdfunding
Corporate venture capital
Private equity
IPO/public offering
Angel Finance
Seed Finance
Peer to peer lending
Startup Loan
Growth finance
Bank loan/bond
Export and trade finance
Asset-based finance
Leasing & hire purchase (asset finance)
Overdraft
What stage is your business at?
Established and growing
Established and stable
Established but stressed
Pre-profit
Pre-trading
Profitable and growing
What future plans, challenges or opportunities are most important in your business right now?
Initial funding
Organic sales growth
Launch product / service / brand
Expand into new UK markets or areas
Expand internationally
Invest in new facilities
Refinance / reduce cost of borrowing
Need capital restructuring
Improve cash position
Acquisition plans

Together on the journey

Access to the right kind of finance at every stage in your growth journey enables businesses like yours to invest, grow and create jobs. That’s why the British Business Bank and ICAEW’s Corporate Finance Faculty, and partner organisations representing finance and business, have created the business finance guide. Find out more about our partners